Building Baltimore December 2010 : Page 1
Exclusive coverages and 5% discount, plus dividend opportunity ContractorsAdvantage offers ABC members rich coverages on property and casualty insurance, as well as the opportunity to earn a dividend depending on group premium volume and claims experience. Program Features: I Members may be eligible for a 5% discount* on Commercial Auto and General Liability I Increased limits on Electronic Data Liability and Limited Pollution Liability I Increased limits on five Inland Marine coverages Eligible Lines**: I Property I General Liability I Commercial Auto I Commercial Fire & Crime I Inland Marine How it works Dividend earned is based on total group premium and claims experience of f eligible lines. For example: If f group premium is: And group loss ratio is: Group dividend is: If f individual member premium is: Potential dividend could be: Why Penn National Insurance? We offer protection others don’t. Penn National Insurance has extensive experience in offering insurance products tailored to the contracting community. Our contracting endorsements provide for higher limits and broader r protection to avoid gaps in coverage. We are a regional carrier r with an A.M. . Best Company Financial Strength Rating of f Excellent. . Our r products are sold exclusively y through local independent agents. $3 million 20% 15% $20,000 $3,000 This is a representative example only. Dividend d payments are based d upon program eligibility y and d are not t guaranteed. **Discount effective 1/1/2010, subject to eligibility **Subject to individual risk k characteristics, loss experience and underwriting guidelines Ask for your ContractorsAdvantage quote today. Contact t one of f these member r agencies: Advantage Group, Inc. Atlantic Risk Management Corporation B.J. Mattheiss Insurance, Inc. HMS Insurance Associates, Inc. Insurance Inc PSA Insurance & Financial Services RCM&D Insurance Saratoga Insurance Brokers, Inc. Tidewater Insurance Associates, Inc. Willis HRH Insurance Westminster Columbia Baltimore Brooklandville OwingsMills Hunt Valley Baltimore Sykesville Hunt Valley 410.526.0700 410.480.4400 410.661.4500 410.848.5800 410.337.9755 410.753.1900 410.821.7766 410.339.7263 410.781.6396 410.771.3838 Barnes-Bollinger Insurance Services, Inc. Westminster Linthicum Heights 410.859.8600 Or r go to agent t finder r at www.pennnationalinsurance.com . An Equal Employment Opportunity/Affirmative Action Employer ©2009 Penn National Insurance Baltimore Metro
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